Elevate your portfolio, champion your SME clients, and enjoy lucrative commissions as you partner with Bizcap, Australia's pioneering open-minded lender. Get accredited with Bizcap today, or call us on 1300 922 223 for more information.
We support Australian SMEs and ensure we go above and beyond to help our clients. If you’re a potential referrer, finance broker or accountant, get in touch and start your partnership with Bizcap today!
We support Australian SMEs and ensure we go above and beyond to help our clients. If you’re a potential referrer, finance broker or accountant, get in touch and start your partnership with Bizcap today!
Submit your clients’ details using the Partner Portal and get live access to the deal flow. Bizcap will quickly assess your client’s information and within a couple of hours, provide a conditional offer. After the offer is accepted and the loan settles we’ll raise an invoice and transfer your commission.
Our objective is to make the process and simple for you, The Broker, as possible! Bizcap has dispersed over 18,000 Customer Business Loans and has a 4.9 Star Trustpilot rating to back up our Customer Service promise. Stepping beyond traditional lending with Bizcap is a great way to offer your clients fast, friendly and flexible business loan options.
Get accredited todayProvided that a complete application is submitted, your clients can have the funds in their account in as little as three hours. If you have a client that desperately requires funding, please call us, and we will make your client our top priority.
Often, customers come to us after previously being declined from another lender for a range of reasons. They are often pretty disheartened about the whole process. In a lot of cases, they have damaged their credit score further by shopping around. We also have many clients that have received financing but not enough, so come to us for the additional funds to close the gap on the shortfall.
We pride ourselves on being Australia’s most open-minded lender. Therefore, the overwhelming majority of our clients have:
- Been rejected by other traditional lenders
- Not received the entire amount they seek from other lenders and use financing from Bizcap to close the gap on the shortfall.
- Poor credit scores
- Defaults or judgments
We provide loans from $5,000 to $4,000,000, and our loan terms vary from 3 – 12 months. Payment terms are either daily or weekly. The total amount of the loan will depend on the specific circumstances of your business. We consider a variety of factors to determine the health of the business.
Our primary considerations:
- The overall health of the business in terms of cash flow
- The business’ average end of day balances
- Frequency and volume of monthly deposits
Our secondary considerations:
- Time in business. We require businesses to be operating for a minimum of six months
- Loan repayment history with other lenders
You can find details for eligibility on your Broker Cheat Sheet, contact us if you’d like us to email you.
Pre-settlement: If your client is not satisfied with the loan approval, please contact us to explain your specific needs. We will always try our best to work collaboratively with you to help our clients.
In addition, you can reassure your client that we can typically offer additional funding in as little as 4-6 weeks.
Our post-settlement process entails regular check-ins with your clients to see whether they need access to more capital. However, if you have a client that you know would like additional funding, please contact us directly.
We are very flexible, you have options, just let us know what you’d prefer
If you would prefer to be in contact with your client, you can:
- Provide an application and up to date bank statements. We will assess your customer’s application from here.
- Provide contact details for your client. We will then send you secure, customised links for you to send to the customer.
If you would prefer to allow us to facilitate the application, we’re more than happy to do so.
The main benefit is being able to get funds for your clients, specifically the more tricky deals, or clients that have been previously declined by other lenders.
Simply call us or fill out the Partner Form above, and we can run through the scenario with you. In most cases, we can provide a conditional offer subject to credit checks.
Bizcap offers both secured business loans and lines of credit. Our loan sizes vary from $5,000 to $4,000,000.
Bizcap may take personal guarantee(s) from directors of corporate borrowers, directors of corporate guarantors and certain individuals.
When assessing a loan application, Bizcap generally does not take into account whether a prospective borrower has specific assets to provide as security.
If the loan amount is above $30,000 (or any other figure Bizcap determines from time to time), Bizcap will, under the loan agreement, take a charge over the assets of the borrower and its guarantor(s). Bizcap may register its security interest(s) on the relevant register including the Personal Properties Securities Register and the relevant land interests register. In certain instances, Bizcap may require specific security to be granted over assets. Examples of security (based on loan size and the customer’s individual circumstances) include charges over bank accounts, vehicles or other personal property or caveats over land.
When assessing a loan application, Bizcap generally does not take into account whether a prospective borrower has specific assets to provide as security.
Security and assets are not required for an application regardless of the loan amount.